Deciding When to Start Receiving Social Security Benefits (Part 2)

Advantages of Taking Reduced Benefits at Age 62 Even if an individual has sufficient funds to cover living expenses without Social Security, some practitioners advise clients to begin receiving benefits as soon as possible. For 2013, the retirement benefits received at age 62 are reduced by 25% of what they would be at age 66, […]
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If it’s Not Dangerous, It May Not Be a Nuisance

Many Pennsylvania municipalities have enacted ordinances that ban property owners from permitting “nuisances” to exist on their property. A typical nuisance ordinance defines nuisances as conditions that could damage, inconvenience, or annoy the owner’s neighbors. Nuisance ordinances often forbid property owners to keep abandoned or junked vehicles on their property. The ordinances can require the […]
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Employee of Independent Contractor?

A Pennsylvania business that installs exterior insulation on commercial buildings recently was required to pay over S35,000 in unemployment contributions, penalties, and interest after it paid its employees as independent contractors for three years. The Department of Labor challenged the independent contractor status, won the When an employer sets the time, the place, and the […]
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Restitution for Victims of Crime

A man who was found guilty of aggravated assault appealed when the trial judge ordered him to go to jail for 10 years and to pay the victim restitution, including S2,800 in lost wages. The man was convicted, af. terjury trial, of aggravated assault for hitting the victim with an electric guitar, causing the victim […]
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Life Insurance, Beneficiaries, and Divorce

What happens if you don’t remove your ex-spouse from your life insurance policy following divorce? You may be surprised to learn that how you got the life insurance policy makes an enormous difference. Pennsylvania estate lanw provides that divorce automatically nullifies the designation of an ex-spouse as the beneficiary of a life insurance policy. Pennsylvania […]
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